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Zambia Real interest rates 2026: Interactive Chart & Historical Data

Real interest rates in Zambia stood at -3.89% in 2020, according to World Bank. The latest value is down 6.36 percentage points from 2.47% in 2019. Ten years earlier, in 2010, the value was 6.11% (down 10.01 percentage points since). The highest value since 1978 was 23.67% in 1996, the lowest -41.79% in 1992. Zambia ranked 109th highest of the 113 countries in this dataset in 2020; Guyana ranked first.

Data source: World Bank · Unit: % · Category: Macroeconomics · Explore more indicators on EconDash

Data updated:Last checked:Frequency:AnnualCoverage:1961–2025
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What is Real interest rates?

Real interest rates, measured in %, reflects conditions in Zambia's financial system, encompassing capital markets, banking sector health, and monetary policy transmission mechanisms. These indicators influence investment flows, currency valuation, and borrowing costs throughout the economy. In Zambia, Real interest rates may capture interest rate levels, money supply growth, stock market performance, credit spreads, or banking sector stability metrics. Financial conditions act as transmission channels for monetary policy: when central banks adjust policy rates, these changes propagate through lending rates, asset prices, and exchange rates to affect real economic activity. Financial stress indicators provide early warning signals of potential crises, while credit availability metrics help assess whether businesses and households can access financing for investment and consumption.

Key facts

What is the latest Real interest rates in Zambia?

Real interest rates in Zambia stood at -3.89% in 2020, according to World Bank.

Is Real interest rates in Zambia rising or falling?

The latest value is down 6.36 percentage points from 2.47% in 2019. Ten years earlier, in 2010, the value was 6.11% (down 10.01 percentage points since).

How does Zambia rank for Real interest rates?

Zambia ranked 109th highest of the 113 countries in this dataset in 2020; Guyana ranked first.

What is the highest Real interest rates on record in Zambia?

The highest value since 1978 was 23.67% in 1996, the lowest -41.79% in 1992.

Metadata for Real interest rates in Zambia
IndicatorReal interest rates
CountryZambia
CategoryMacroeconomics
Unit%
SourceWorld Bank
Interactive chartView on EconDash
API accessEconDash API documentation

Latest value: -3.89% (2020)

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Source:World Bank — series FR.INR.RINR
License:CC BY 4.0
Cite this chart
APA

World Bank. (2026). Real interest rates — Zambia [Data set]. Retrieved November 13, 2026, from EconDash: https://econdash.org/chart/real-interest-rates/ZMB. Original source: https://data.worldbank.org/indicator/FR.INR.RINR

MLA

World Bank. "Real interest rates — Zambia." EconDash, 2026, https://econdash.org/chart/real-interest-rates/ZMB. Accessed 13 Nov. 2026. Original source: https://data.worldbank.org/indicator/FR.INR.RINR.

Chicago

World Bank. 2026. "Real interest rates — Zambia." EconDash. Accessed November 13, 2026. https://econdash.org/chart/real-interest-rates/ZMB. Original source: https://data.worldbank.org/indicator/FR.INR.RINR.

BibTeX
@misc{econdash_real_interest_rates_zmb,
  author = {{World Bank}},
  title = {{Real interest rates --- Zambia}},
  howpublished = {EconDash},
  year = {2026},
  url = {https://econdash.org/chart/real-interest-rates/ZMB},
  note = {Accessed: 2026-11-13. Original source: https://data.worldbank.org/indicator/FR.INR.RINR}
}