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United States Mortgage rates 15Y fixed 2026: Interactive Chart & Historical Data

Mortgage rates 15Y fixed in United States stood at 6.57% on 5 Nov 2026, according to FRED. The latest value is up 1.16 percentage points from a year earlier (5.41% on 30 Oct 2025). Ten years earlier, on 3 Nov 2016, the value was 2.84% (up 3.73 percentage points since). The highest value since 1991 was 8.89% on 16 Dec 1994, the lowest 2.1% on 29 Jul 2021.

Data source: FRED · Unit: % · Category: Real Estate · Explore more indicators on EconDash

Data updated:Last checked:Frequency:WeeklyCoverage:1991–2026

Key facts

What is the latest Mortgage rates 15Y fixed in United States?

Mortgage rates 15Y fixed in United States stood at 6.57% on 5 Nov 2026, according to FRED.

Is Mortgage rates 15Y fixed in United States rising or falling?

The latest value is up 1.16 percentage points from a year earlier (5.41% on 30 Oct 2025). Ten years earlier, on 3 Nov 2016, the value was 2.84% (up 3.73 percentage points since).

What is the highest Mortgage rates 15Y fixed on record in United States?

The highest value since 1991 was 8.89% on 16 Dec 1994, the lowest 2.1% on 29 Jul 2021.

Metadata for Mortgage rates 15Y fixed in United States
IndicatorMortgage rates 15Y fixed
CountryUnited States
CategoryReal Estate
Unit%
SourceFRED
Interactive chartView on EconDash
API accessEconDash API documentation

Latest value: 6.57% (2026-11-05)

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Source:Freddie Mac via FRED — series MORTGAGE15US
License:Third-party copyright via FRED
Cite this chart
APA

Freddie Mac. (2026). Mortgage rates 15Y fixed — United States [Data set]. Retrieved November 13, 2026, from EconDash: https://econdash.org/chart/mortgage-rates-15y-fixed/USA. Original source: https://fred.stlouisfed.org/series/MORTGAGE15US

MLA

Freddie Mac. "Mortgage rates 15Y fixed — United States." EconDash, 2026, https://econdash.org/chart/mortgage-rates-15y-fixed/USA. Accessed 13 Nov. 2026. Original source: https://fred.stlouisfed.org/series/MORTGAGE15US.

Chicago

Freddie Mac. 2026. "Mortgage rates 15Y fixed — United States." EconDash. Accessed November 13, 2026. https://econdash.org/chart/mortgage-rates-15y-fixed/USA. Original source: https://fred.stlouisfed.org/series/MORTGAGE15US.

BibTeX
@misc{econdash_mortgage_rates_15y_fixed_usa,
  author = {{Freddie Mac}},
  title = {{Mortgage rates 15Y fixed --- United States}},
  howpublished = {EconDash},
  year = {2026},
  url = {https://econdash.org/chart/mortgage-rates-15y-fixed/USA},
  note = {Accessed: 2026-11-13. Original source: https://fred.stlouisfed.org/series/MORTGAGE15US}
}