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United States Mortgage delinquency rate 2026: Interactive Chart & Historical Data

Mortgage delinquency rate in United States stood at 1.86% in Q2 2026, according to Fhfa / Mba. The latest value is up 0.08 percentage points from a year earlier (1.78% in Q2 2025). Ten years earlier, in Q2 2016, the value was 4.58% (down 2.72 percentage points since). The highest value since 1991 was 11.48% in Q1 2010, the lowest 1.41% in Q4 2004.

Data source: Fhfa / Mba · Unit: % · Category: Real Estate · Explore more indicators on EconDash

Data updated:Last checked:Frequency:QuarterlyCoverage:1991–2026

Key facts

What is the latest Mortgage delinquency rate in United States?

Mortgage delinquency rate in United States stood at 1.86% in Q2 2026, according to Fhfa / Mba.

Is Mortgage delinquency rate in United States rising or falling?

The latest value is up 0.08 percentage points from a year earlier (1.78% in Q2 2025). Ten years earlier, in Q2 2016, the value was 4.58% (down 2.72 percentage points since).

What is the highest Mortgage delinquency rate on record in United States?

The highest value since 1991 was 11.48% in Q1 2010, the lowest 1.41% in Q4 2004.

Metadata for Mortgage delinquency rate in United States
IndicatorMortgage delinquency rate
CountryUnited States
CategoryReal Estate
Unit%
SourceFhfa / Mba
Interactive chartView on EconDash
API accessEconDash API documentation

Latest value: 1.86% (2026-04-01)

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Source:Board of Governors of the Federal Reserve System (US) via Fhfa / Mba — series DRSFRMACBS
License:U.S. government work, public domain
Cite this chart
APA

Board of Governors of the Federal Reserve System (US). (2026). Mortgage delinquency rate — United States [Data set]. Retrieved November 13, 2026, from EconDash: https://econdash.org/chart/mortgage-delinquency-rate/USA. Original source: https://fred.stlouisfed.org/series/DRSFRMACBS

MLA

Board of Governors of the Federal Reserve System (US). "Mortgage delinquency rate — United States." EconDash, 2026, https://econdash.org/chart/mortgage-delinquency-rate/USA. Accessed 13 Nov. 2026. Original source: https://fred.stlouisfed.org/series/DRSFRMACBS.

Chicago

Board of Governors of the Federal Reserve System (US). 2026. "Mortgage delinquency rate — United States." EconDash. Accessed November 13, 2026. https://econdash.org/chart/mortgage-delinquency-rate/USA. Original source: https://fred.stlouisfed.org/series/DRSFRMACBS.

BibTeX
@misc{econdash_mortgage_delinquency_rate_usa,
  author = {{Board of Governors of the Federal Reserve System (US)}},
  title = {{Mortgage delinquency rate --- United States}},
  howpublished = {EconDash},
  year = {2026},
  url = {https://econdash.org/chart/mortgage-delinquency-rate/USA},
  note = {Accessed: 2026-11-13. Original source: https://fred.stlouisfed.org/series/DRSFRMACBS}
}