united-states Mortgage rates 2026: Interactive Chart & Historical Data

Latest value: 6.49 % (2026-07-09)

Mortgage rates (measured in %) is an important economic indicator for united-states, providing insights into structural trends, policy impacts, and development trajectories. This metric is widely used by researchers, analysts, and policymakers to monitor economic conditions and inform decision-making. In united-states, Mortgage rates reflects the interplay of domestic policies, global market forces, and long-term demographic and technological changes. Tracking this indicator over time reveals patterns of growth, volatility, and structural transformation that shape the country's economic outlook. Access to reliable, timely data is essential for evidence-based analysis, whether for academic research, investment strategy, or public policy evaluation. The most recent data point shows 6.49 % as of 2026-07-09. This dataset spans 1971–2026, covering 2885 monthly observations. Data is sourced from FRED and updated regularly on EconDash. Use EconDash's interactive chart to explore Mortgage rates data, apply custom date ranges, and benchmark united-states against peer economies.