# Firms using banks to finance investment (% of firms) — TLS
> Latest: 12.73 (2021). Change: +1.9% vs 2015.
- Frequency: Annual · Coverage: 2009–2021
- Data updated: 2026-10-08
- Source: World Bank — IC.FRM.BNKS.ZS — https://data.worldbank.org/indicator/IC.FRM.BNKS.ZS
- License: CC BY 4.0
- Interactive chart: https://econdash.org/chart/wdi-ic-frm-bnks-zs/TLS
## Recent values
| Year | Value |
| :--- | :--- |
| 2009 | 1.59 |
| 2015 | 12.49 |
| 2021 | 12.73 |
## How to cite
APA: World Bank. (2021). Firms using banks to finance investment (% of firms) — TLS [Data set]. Retrieved November 13, 2026, from EconDash: https://econdash.org/chart/wdi-ic-frm-bnks-zs/TLS. Original source: https://data.worldbank.org/indicator/IC.FRM.BNKS.ZS
## Full data
Full time series: https://econdash.org/docs/agent-payments (free API trial for core indicators of 10 major economies; otherwise an API key or pay per call)