# Firms using banks to finance investment (% of firms) — KGZ
> Latest: 13.33 (2023). Change: -20.0% vs 2019.
- Frequency: Annual · Coverage: 2002–2023
- Data updated: 2026-10-08
- Source: World Bank — IC.FRM.BNKS.ZS — https://data.worldbank.org/indicator/IC.FRM.BNKS.ZS
- License: CC BY 4.0
- Interactive chart: https://econdash.org/chart/wdi-ic-frm-bnks-zs/KGZ
## Recent values
| Year | Value |
| :--- | :--- |
| 2005 | 13.60 |
| 2009 | 17.85 |
| 2013 | 15.85 |
| 2019 | 16.66 |
| 2023 | 13.33 |
## How to cite
APA: World Bank. (2023). Firms using banks to finance investment (% of firms) — KGZ [Data set]. Retrieved November 13, 2026, from EconDash: https://econdash.org/chart/wdi-ic-frm-bnks-zs/KGZ. Original source: https://data.worldbank.org/indicator/IC.FRM.BNKS.ZS
## Full data
Full time series: https://econdash.org/docs/agent-payments (free API trial for core indicators of 10 major economies; otherwise an API key or pay per call)