# Firms using banks to finance investment (% of firms) — GHA
> Latest: 14.06 (2023). Change: -33.8% vs 2013.
- Frequency: Annual · Coverage: 2007–2023
- Data updated: 2026-10-08
- Source: World Bank — IC.FRM.BNKS.ZS — https://data.worldbank.org/indicator/IC.FRM.BNKS.ZS
- License: CC BY 4.0
- Interactive chart: https://econdash.org/chart/wdi-ic-frm-bnks-zs/GHA
## Recent values
| Year | Value |
| :--- | :--- |
| 2007 | 16.02 |
| 2013 | 21.23 |
| 2023 | 14.06 |
## How to cite
APA: World Bank. (2023). Firms using banks to finance investment (% of firms) — GHA [Data set]. Retrieved November 13, 2026, from EconDash: https://econdash.org/chart/wdi-ic-frm-bnks-zs/GHA. Original source: https://data.worldbank.org/indicator/IC.FRM.BNKS.ZS
## Full data
Full time series: https://econdash.org/docs/agent-payments (free API trial for core indicators of 10 major economies; otherwise an API key or pay per call)