# Term spread (10Y-2Y) — United States
> Latest: 0.25% (Nov 2026). Change: -0.1 pp vs Nov 2026.
- Unit: %
- Frequency: Daily · Coverage: 1986–2026
- Data updated: 2026-11-12
- Source: FRED — T10Y2Y — https://fred.stlouisfed.org/series/T10Y2Y
- License: FRED terms of use, citation requested
- Interactive chart: https://econdash.org/chart/term-spread-10y-2y/USA
## Recent values
| Year | Value |
| :--- | :--- |
| Nov 2026 | 0.32% |
| Nov 2026 | 0.38% |
| Nov 2026 | 0.35% |
| Nov 2026 | 0.32% |
| Nov 2026 | 0.25% |
## How to cite
APA: FRED. (2026). Term spread (10Y-2Y) — United States [Data set]. Retrieved November 13, 2026, from EconDash: https://econdash.org/chart/term-spread-10y-2y/USA. Original source: https://fred.stlouisfed.org/series/T10Y2Y
## Full data
Full time series: https://econdash.org/docs/agent-payments (free API trial for core indicators of 10 major economies; otherwise an API key or pay per call)