# Real interest rates — MAC
> Latest: 4.97% (2025). Change: -0.8 pp vs 2024.
- Unit: %
- Frequency: Annual · Coverage: 1986–2025
- Data updated: 2026-10-08
- Source: World Bank — FR.INR.RINR — https://data.worldbank.org/indicator/FR.INR.RINR
- License: CC BY 4.0
- Interactive chart: https://econdash.org/chart/real-interest-rates/MAC
## Recent values
| Year | Value |
| :--- | :--- |
| 2021 | 6.16% |
| 2022 | 4.13% |
| 2023 | 1.56% |
| 2024 | 5.81% |
| 2025 | 4.97% |
## How to cite
APA: World Bank. (2025). Real interest rates — MAC [Data set]. Retrieved November 13, 2026, from EconDash: https://econdash.org/chart/real-interest-rates/MAC. Original source: https://data.worldbank.org/indicator/FR.INR.RINR
## Full data
Full time series: https://econdash.org/docs/agent-payments (free API trial for core indicators of 10 major economies; otherwise an API key or pay per call)