# Real interest rates — China
> Latest: 5.15% (2024). Change: +0.3 pp vs 2023.
- Unit: %
- Frequency: Annual · Coverage: 1980–2024
- Data updated: 2026-10-08
- Source: World Bank — FR.INR.RINR — https://data.worldbank.org/indicator/FR.INR.RINR?locations=CN
- License: CC BY 4.0
- Interactive chart: https://econdash.org/chart/real-interest-rates/CHN
## Recent values
| Year | Value |
| :--- | :--- |
| 2020 | 3.8% |
| 2021 | -0.12% |
| 2022 | 2.37% |
| 2023 | 4.88% |
| 2024 | 5.15% |
## How to cite
APA: World Bank. (2024). Real interest rates — China [Data set]. Retrieved October 31, 2026, from EconDash: https://econdash.org/chart/real-interest-rates/CHN. Original source: https://data.worldbank.org/indicator/FR.INR.RINR?locations=CN
## Full data
Full time series: https://econdash.org/docs/agent-payments (free API trial for core indicators of 10 major economies; otherwise an API key or pay per call)