# Lending interest rate — United States
> Latest: 3.25% (2021). Change: -0.3 pp vs 2020.
- Unit: %
- Frequency: Annual · Coverage: 1960–2021
- Data updated: 2026-10-08
- Source: World Bank — FR.INR.LEND — https://data.worldbank.org/indicator/FR.INR.LEND?locations=US
- License: CC BY 4.0
- Interactive chart: https://econdash.org/chart/consumer-rates/USA
## Recent values
| Year | Value |
| :--- | :--- |
| 2017 | 4.1% |
| 2018 | 4.9% |
| 2019 | 5.28% |
| 2020 | 3.54% |
| 2021 | 3.25% |
## How to cite
APA: World Bank. (2021). Lending interest rate — United States [Data set]. Retrieved November 13, 2026, from EconDash: https://econdash.org/chart/consumer-rates/USA. Original source: https://data.worldbank.org/indicator/FR.INR.LEND?locations=US
## Full data
Full time series: https://econdash.org/docs/agent-payments (free API trial for core indicators of 10 major economies; otherwise an API key or pay per call)